Insights

Practical reading on the rules that shape your business.

Short articles on AML/CFT, VASP registration and MiCA, Isle of Man regulation, licensing and the operational side of compliance. Written by a practitioner, not a marketing team.

Financial Crime

Proliferation Financing: The Compliance Gap Most Businesses Ignore

Ask most compliance officers about their AML/CFT programme, and they will give you a confident answer. Ask them about proliferation financing, and the confidence often evaporates.

Gaming & betting

B2B vs B2C iGaming Licences: Understanding the Difference

Not all iGaming licences are created equal. For businesses entering the Isle of Man's eGaming market, understanding the distinction between B2B and B2C licensing is fundamental — and getting it wrong at the outset can be expensive.

Outsourced Compliance

When to Bring Compliance In-House: The Outsourced-to-Internal Transition

One of the most consequential decisions a growing regulated business makes is when — and whether — to transition from outsourced compliance to an in-house function.

Digital Assets

DeFi and AML: The Regulatory Reckoning

For years, decentralised finance operated in a regulatory grey zone — too new to regulate, too complex to supervise, and too decentralised to pin down.

AML/CFT

Sanctions Screening: Beyond the Basics for Regulated Businesses

Sanctions screening is one of the most fundamental compliance obligations for any regulated business. It is also one of the most frequently underestimated.

Isle of Man

Designated Business Registration on the Isle of Man: A Practical Guide

For any business operating in the Isle of Man's regulated sectors, registration as a designated business is not a formality — it is a legal obligation with real consequences for non-compliance.

Fintech

EMI Licensing in Europe: A Compliance Perspective

For fintechs that want to issue electronic money, provide payment accounts, or offer IBAN-based services across Europe, the Electronic Money Institution licence is the gateway.

Gaming & betting

AML in iGaming: Beyond the Basics

For most iGaming operators, AML compliance begins and ends with identity verification and transaction monitoring. That is the basics. Regulators — and increasingly, their own risk exposure — are demanding more.

AML/CFT

Transaction Monitoring: Building a Framework That Actually Works

Transaction monitoring is the engine of any AML/CFT programme. It is also, for many businesses, the component most likely to be poorly calibrated, poorly governed, and poorly understood.

Isle of Man

Post-MONEYVAL Isle of Man: What Has Changed and What Comes Next

The Isle of Man's MONEYVAL follow-up report in 2022 found the Island compliant or largely compliant with 39 of 40 FATF Recommendations. That is a strong result — but it is the 40th recommendation, and the effectiveness findings beneath the headline, that have driven the most significant changes since.

Financial Crime

Fraud and AML Convergence: Why Silos Are Failing

Fraud and money laundering are increasingly recognised as different moments in the same event. What starts as a scam or social engineering attack can move through real-time payment rails into mule accounts and across borders — through digital assets, shell companies, or traditional banking channels — within hours.

Digital Assets

Stablecoin Regulation in 2026: What the Global Picture Looks Like

Stablecoins have become the backbone of the digital asset ecosystem — and the focus of regulators worldwide. In 2026, the regulatory picture is clearer than it has ever been, though far from uniform.

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