Fractional and Outsourced Compliance Officers

Every regulated business needs compliance professionals with the right qualifications, experience and authority. Not every business needs them full-time.

Kybri provides fractional and outsourced compliance officers across a range of roles and seniority levels, embedding experienced professionals directly into your business on flexible terms.

Fractional MLRO

A formally appointed, FIU-registered Money Laundering Reporting Officer on a part-time or retainer basis. This is a hands-on appointment with full statutory responsibility, not a name on a form.

• Formal FIU registration and statutory MLRO appointment
• SAR and STR assessment, management and submission
• Ongoing liaison with the FIU and relevant regulatory authorities
• Oversight of the AML/CFT framework and internal controls
• Review and sign-off on CDD escalations
• Annual MLRO reporting to the board and regulator

Outsourced compliance officers

Operational compliance roles on a contract basis, providing the day-to-day capacity and expertise your compliance function needs.

• AMLCO (Anti-Money Laundering Compliance Officer): day-to-day AML/CFT programme management, policy monitoring, CDD quality assurance and management reporting
• Nominated Officer (iGaming): the statutory compliance appointment required by GSC-licensed operators under the Isle of Man Online Gambling Regulation Act
• MLCO (Money Laundering Compliance Officer): supporting the MLRO with operational compliance oversight, internal reviews and training coordination
• Dedicated Compliance Officer: general compliance oversight for businesses that need a named, experienced compliance professional

Fractional Head of Compliance

Senior compliance leadership on a fractional basis, effectively an outsourced CCO or Head of Compliance. You get strategic oversight of your entire compliance function: framework design, team management, board reporting, regulatory strategy and culture-setting.

This is distinct from an MLRO appointment (a specific statutory role) or an outsourced AMLCO (day-to-day operations). A fractional Head of Compliance owns the entire compliance function: strategy, people and programme.

Who this suits

Fintech businesses, VASPs, iGaming operators, MSBs and any entity that requires compliance officer appointments but cannot justify, or does not need, full-time hires. All appointments include role-specific compliance training for your staff as part of the engagement.